If you have a soft spot for classic comfort food with a chocolaty twist, then this Irresistible Chocolate Chip Banana Bread Recipe is going to become your new best friend in the kitchen. It combines perfectly ripe bananas and melty chocolate chips to create a loaf that is tender, moist, and packed with warm flavors. Whether you’re baking for breakfast, a snack, or dessert, this banana bread has the ideal balance of sweetness and richness that invites you to take one more slice, and then one more. Trust me, once you try this recipe, it will be your go-to when you want something truly delightful and satisfying.

Ingredients You’ll Need
This Irresistible Chocolate Chip Banana Bread Recipe uses simple, pantry-friendly ingredients that each play an important role in delivering that flawless flavor and texture. From the fluffiness of the flour to the creamy melt of butter, every ingredient is essential.
- All-purpose flour (1 1/2 cups): Provides the structure for your bread while keeping it tender and soft.
- Baking soda (1 teaspoon): Helps the bread rise beautifully and stay light.
- Salt (1/2 teaspoon): Enhances all the flavors and balances the sweetness.
- Ground cinnamon (1/2 teaspoon, optional): Adds a gentle warmth and cozy spice note.
- Unsalted butter, melted (1/2 cup): Brings richness and moisture that keeps the bread buttery soft.
- Granulated sugar (3/4 cup): Sweetens the batter—substitute half with brown sugar for extra depth.
- Large eggs (2): Bind everything together and contribute to the bread’s texture.
- Vanilla extract (1 teaspoon): Lifts the flavors and infuses a lovely aroma.
- Ripe bananas, mashed (3): The star of the show—sweet, natural fruit that moistens and flavors the bread.
- Sour cream or Greek yogurt (1/2 cup): Adds extra tenderness and a slight tang to keep the bread from being too sweet.
- Chocolate chips (1 cup): The irresistible pockets of melty chocolate that make this banana bread truly special.
How to Make Irresistible Chocolate Chip Banana Bread Recipe
Step 1: Prep Your Oven and Pan
The first step to success is warming up your kitchen by preheating the oven to 350°F (175°C). Grease a 9×5-inch loaf pan or line it with parchment paper. This simple prep ensures your banana bread will bake evenly and come out perfectly without sticking.
Step 2: Combine Dry Ingredients
In a medium bowl, whisk together the flour, baking soda, salt, and cinnamon if you’re using it. These dry ingredients must be combined thoroughly to distribute the leavening and flavor evenly throughout your bread.
Step 3: Mix Wet Ingredients
In a large bowl, whisk the melted butter and sugar until smooth and slightly glossy. Then add the eggs and vanilla extract, beating until everything is well combined. This mixture creates the luscious base for your banana bread.
Step 4: Add Bananas and Sour Cream
Mash your ripe bananas until completely smooth, then stir them along with the sour cream or Greek yogurt into the wet ingredients. This step is crucial because the bananas add natural sweetness and moisture, while the sour cream keeps the bread incredibly soft.
Step 5: Fold in the Dry Ingredients
Gradually fold your dry mixture into the wet ingredients using a spatula or wooden spoon. Be gentle and fold only until just combined. Overmixing can make your bread dense instead of light and fluffy.
Step 6: Add Chocolate Chips
Gently fold in the chocolate chips, saving a small handful to sprinkle on top of the batter. This gives you chocolate in every bite and a tempting chocolatey crust that’s impossible to resist.
Step 7: Bake to Perfection
Pour the batter into your prepared loaf pan, smoothing the top nicely, then sprinkle the reserved chocolate chips. Bake for about 60-70 minutes or until a toothpick inserted in the center comes out clean or with a few moist crumbs. If the top gets too brown too soon, tent with foil for the last 15-20 minutes—this keeps everything baking evenly.
Step 8: Cool and Enjoy
Allow your loaf to cool in the pan for 10 minutes before transferring it to a wire rack to cool completely. This wait helps the bread set so every slice holds together beautifully.
How to Serve Irresistible Chocolate Chip Banana Bread Recipe

Garnishes
Top slices of your banana bread with a light spread of butter or cream cheese for a rich finish. A drizzle of honey or a sprinkle of powdered sugar adds an elegant touch and extra sweetness if desired.
Side Dishes
This banana bread pairs wonderfully with fresh fruit like strawberries or a spoonful of Greek yogurt to balance the richness. A hot cup of coffee or a creamy latte completes the experience for an unbeatable snack or breakfast.
Creative Ways to Present
Cut the banana bread into thick slices and toast them lightly for a warm, crisp exterior. Serve as French toast, sandwiching nut butter or marshmallow fluff for a playful twist. You can also cube the bread and use it as a base for bread pudding, turning leftovers into a luxurious dessert.
Make Ahead and Storage
Storing Leftovers
Keep your banana bread fresh by wrapping it tightly in plastic wrap or storing it in an airtight container at room temperature for up to 3 days. This keeps the bread moist and delicious without drying out.
Freezing
If you want to enjoy this Irresistible Chocolate Chip Banana Bread Recipe later, slice it first and freeze the slices individually in zip-top bags. This way, you can thaw only what you need without thawing the entire loaf. The bread freezes beautifully for up to 3 months.
Reheating
To bring back that fresh-baked warmth, pop a slice in the toaster oven for a few minutes or microwave it for 15-20 seconds. The chocolate chips get melty again, making every bite taste straight from the oven.
FAQs
Can I use frozen bananas for this recipe?
Absolutely! Frozen bananas work well once thawed and mashed. Just be sure to drain any excess liquid before adding them to maintain the right batter consistency.
What type of chocolate chips should I use?
Semi-sweet or milk chocolate chips are ideal for balancing the sweetness of the bananas, but feel free to use dark chocolate chips for a richer, less sweet flavor. You might also try white chocolate chips for a fun twist.
Can I substitute the sour cream with something else?
Yes, Greek yogurt is a perfect substitute that also keeps the bread moist. If you don’t have either, buttermilk is another option, though it may slightly change the texture.
How ripe should the bananas be?
For the best flavor and natural sweetness, use bananas with lots of brown spots on the peel. The riper they are, the more intense and delicious your banana bread will be.
Can I make mini muffins instead of a loaf?
Definitely! The batter works great for mini muffins. Just adjust the baking time to about 18-22 minutes and keep an eye on them to avoid overbaking.
Final Thoughts
There’s something truly comforting about biting into a slice of this Irresistible Chocolate Chip Banana Bread Recipe, fresh out of the oven. It’s simple yet special, with every ingredient playing its part to create a wonderful medley of flavors and textures. Whether you’re treating yourself or sharing with loved ones, this banana bread will quickly become a beloved staple. So grab those ripe bananas and start baking—you’re about to make a memory that tastes as amazing as it feels.
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Irresistible Chocolate Chip Banana Bread Recipe
- Prep Time: 15 minutes
- Cook Time: 65 minutes
- Total Time: 1 hour 20 minutes
- Yield: 6 servings
- Category: Baking
- Method: Baking
- Cuisine: American
- Diet: Vegetarian
Description
This irresistible Chocolate Chip Banana Bread combines ripe bananas, rich chocolate chips, and a tender, moist crumb for a perfect treat any time of the day. Enhanced with a touch of sour cream or Greek yogurt for extra moisture and a hint of cinnamon for warmth, this classic quick bread is easy to prepare and baked to golden perfection.
Ingredients
Dry Ingredients
- 1 1/2 cups all-purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon salt
- 1/2 teaspoon ground cinnamon (optional)
Wet Ingredients
- 1/2 cup unsalted butter, melted
- 3/4 cup granulated sugar (or use half brown sugar for extra flavor)
- 2 large eggs
- 1 teaspoon vanilla extract
- 3 ripe bananas, mashed
- 1/2 cup sour cream or Greek yogurt (for extra moisture)
Add-ins
- 1 cup chocolate chips (semi-sweet or milk chocolate)
Instructions
- Preheat the Oven: Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan or line it with parchment paper to prevent sticking.
- Mix Dry Ingredients: In a medium bowl, whisk together the all-purpose flour, baking soda, salt, and optional ground cinnamon. Set this mixture aside.
- Combine Wet Ingredients: In a large bowl, whisk the melted butter and sugar until smooth. Add the eggs and vanilla extract, whisking until fully incorporated.
- Add Bananas and Sour Cream: Mash the ripe bananas in a separate bowl until smooth. Stir the mashed bananas and sour cream (or Greek yogurt) into the wet ingredient mixture until well combined.
- Combine Wet and Dry: Gradually fold the dry ingredients into the wet mixture using a spatula or wooden spoon. Mix just until combined to avoid overmixing and tough bread.
- Add Chocolate Chips: Gently fold in the chocolate chips, reserving a handful to sprinkle on top of the batter if desired.
- Prepare for Baking: Pour the batter into the prepared loaf pan and smooth the top with a spatula. Sprinkle the reserved chocolate chips evenly on top for an extra chocolatey finish.
- Bake the Bread: Bake in the preheated oven for 60-70 minutes. Check doneness by inserting a toothpick into the center; it should come out clean or with a few moist crumbs. If the bread starts browning too fast, tent with aluminum foil during the last 15-20 minutes of baking to prevent over-browning.
- Cool: Remove the bread from the oven and let it cool in the pan for about 10 minutes. Then transfer the banana bread to a wire rack to cool completely before slicing.
Notes
- For extra flavor, substitute half of the granulated sugar with brown sugar.
- Use very ripe bananas for the best sweetness and moisture.
- To keep the bread moist longer, store in an airtight container at room temperature for up to 3 days.
- You can freeze banana bread for up to 3 months; wrap tightly in plastic wrap and place in a freezer bag.
- Adding nuts like walnuts or pecans can add crunch and texture.
- Ground cinnamon is optional but adds a warm depth of flavor.

